Skip to main content

Spencer Dum


Spencer is fully licensed in Property & Casualty Insurance and is focused on assisting individuals and local businesses with their insurance needs.

Spencer grew up in a family of entrepreneurs and has a business consulting background. Those two experiences have given Spencer a detailed eye for what needs to be protected, as well as an understanding of what is important to businessowners. In addition to his business consulting background, he also has a track record of unparalleled customer service.

Spencer grew up in Mechanicsburg, but currently resides in Northumberland with his Fiancé, Gina. In his free time, Spencer enjoys playing golf, going to concerts, and spending time with his family and friends.

Carol Anoia


I have been in the insurance industry since 2006 with roles ranging from CSR to Accounting Manager to Producer. I’ve been licensed in Property and Casualty insurance since 2008.  I enjoy working with people and would be happy to assist my new and existing clients in any way that I can.

Christine Ball


Christine has over 20 years of customer service experience working within the insurance and banking industries and has been a licensed Property & Casualty insurance agent since 2012.  From answering billing questions, to servicing existing policies, or providing quotes for their personal insurance needs, she takes great pride in providing a positive experience for our customers. 

Originally from Lancaster County, Christine and her husband live in Dalmatia where they enjoy growing their own organic food and raising chickens on their small hobby farm.